Austin Telco Federal Credit Union

Access to Electronic Services

• Home Banking via Internet Website
• Automatic Teller Machine (ATM)
• Mobile Banking
• Audio Response/Phone Based

Electronic Services

• Account Balance Inquiry
• e-Statements
• Share Account Transfers
• Download Account History
• View Account History
• Member Application
• Bill Payment
• Share Draft Orders
• New Loan
• Loan Payments
• New Share Account
• Merchandise Purchase
• Remote Deposit Capture
• Electronic Signature Auth./Cert.

Credit Union Programs

Services & Products - Transactional

• ATM/Debit Card Program
• Money orders
• No surcharge ATMs
• Check Cashing

Services & Products - Depository

• No Cost Share Drafts
• Business Share Accounts
• Share Certificates with low minimum balance requirement
• Health Savings Accounts

Services & Products - Other

• Insurance/Investment Sales
• No Cost Bill Payer
• Bilingual Services
• Student Scholarship

Services & Products - Financial Education

• Financial Counseling
• Financial Literacy Workshops

Services & Products - Credit

• Overdraft Protection/ Courtesy Pay
• Risk Based Loans
• Business Loans
• Real Estate Loans
• Micro Business Loans
• Participation Loans