Dow Chemical Employees' Credit Union

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Main Phone Number
(989) 835-7794
Main Office Address
600 E Lyon Rd
Midland, MI 48640-5396
Main Office Hours
Tuesday Hours: 7:30 AM - 5:30 PM

Dow Chemical Employees' Credit Union was chartered on 01/01/1937. Headquartered in Midland, MI, it has assets in the amount of $1,423,000,825. Its 57,020 members are served from 1 branch location. Deposits in Dow Chemical Employees' Credit Union are insured by the NCUA.

Membership in this credit union shall be limited to:

(A) Employees or retirees of The Dow Chemical Company and its affiliated companies (collectively referred to as "Dow").

(B) Employees and retirees of the Dow Corning Corporation and its affiliated companies (collectively referred to as "Dow Corning").

(C) Employees and retirees of this credit union (referred to as the "Credit Union").

(D) Immediate family members as defined in the definition section of these Bylaws and in accordance with the Membership Policy established by the Board of Directors.

(E) Any legal entity that is comprised for the most part of the same general group as the membership of the credit union as outlined above.

(F) A spouse of a deceased member may be accepted into membership prior to remarriage.

(G) Employees or members of employer groups or other organized groups which are located within 25 miles of the credit union's main office or a branch, which office location is authorized as:

1. 600 East Lyon, Midland, Michigan
and in accordance with the Membership Policy established by the Board of Directors. Each group must provide a written request for service to the credit union. The Commissioner may permanently or temporarily revoke the power to add groups under this provision at the Commissioner's discretion.

(H) Non-institutional shareholders of stock that represents an ownership interest in The Dow Chemical Company and its affiliated companies (collectively referred to as "Dow").
Edit Info
Charter Number
Chartered On
Jan. 1, 1937
Number of Members
Dennis M Hanson
Credit Union Type
Federally Insured State-Chartered Credit Union
Field of Membership
Non-Federal Credit Union
Low-Income Designation
Member of FHLB
NCUA Insured Credit Union
Access to Electronic Services
  • Home Banking via Internet Website
  • Automatic Teller Machine (ATM)
  • Mobile Banking
  • Audio Response/Phone Based
Electronic Services
  • Account Balance Inquiry
  • e-Statements
  • Share Account Transfers
  • Download Account History
  • View Account History
  • Member Application
  • Bill Payment
  • Share Draft Orders
  • New Loan
  • Loan Payments
  • New Share Account
  • Remote Deposit Capture
  • Electronic Signature Auth./Cert.
Credit Union Programs
  • Mortgage Processing
  • Approved Mortgage Seller
  • Brokered Certificates of Deposit
  • Investments not authorized by the FCU Act
Services & Products - Transactional
  • ATM/Debit Card Program
  • Money orders
  • No surcharge ATMs
Services & Products - Depository
  • No Cost Share Drafts
  • Share Certificates with low minimum balance requirement
  • Health Savings Accounts
Services & Products - Other
  • Insurance/Investment Sales
  • No Cost Bill Payer
  • Student Scholarship
Services & Products - Financial Education
Services & Products - Credit
  • Overdraft Protection/ Courtesy Pay
  • Risk Based Loans
  • Indirect Consumer Loans
  • Real Estate Loans
  • Share Secured Credit Cards
  • Pay Day Loans
  • Debt Cancellation/Suspension
  • Participation Loans
Branches in: Michigan


Main Office
Main Office Location
600 E Lyon Rd, Midland, MI 48640-5396
Tuesday Hours: 7:30 AM - 5:30 PM