Michigan One Community Credit Union

Not Yet Rated
Post Your Review
Michigan One Community Credit Union logo
Routing Number
Main Phone Number
(616) 527-3900
Main Office Address
510 S Dexter St
Ionia, MI 48846
Main Office Hours
Wednesday Hours: 9:00 AM - 5:00 PM

Michigan One Community Credit Union was chartered on 01/01/1954. Headquartered in Ionia, MI, it has assets in the amount of $91,852,650. Its 13,395 members are served from 4 branch locations. Deposits in Michigan One Community Credit Union are insured by the NCUA.

Do you live, work, worship or attend school in Ionia, Montcalm, Gratiot, Clinton, Eaton, Barry or Kent county?

If yes, you can join Michigan One Community Credit Union. And even if you answered no, we have a few other options for becoming a member listed below.

Why should I join?
When you become a member of Michigan One Community Credit Union, you will belong to a nonprofit, financial cooperative owned by you. That's right, open a deposit account or loan and you're an owner.

We've been merger free since our founding in 1954. Our volunteer Board of Directors is committed to our independence because they believe members benefit from local management.

Just as importantly, we consistently pay higher deposit rates and charge lower loan rates than our peers.

It's good to be retired
If you are age 55 or older, receive retirement income from a private or government source, and live in Ionia, Gratiot, Clinton, Eaton, Barry or Kent counties, you can join.

Relatives come in handy sometimes
If you have a relative, by blood or marriage, who is eligible to join, then you can join. By the way, your relative does not have to be a Member for you to join.

Businesses and Organizations
Any business (and its employees) may join, that is located within 25 miles of Ionia or Carson City.
Edit Info
Charter Number
Chartered On
Jan. 1, 1954
Number of Members
Timothy Hemenway
Credit Union Type
Federally Insured State-Chartered Credit Union
Field of Membership
Non-Federal Credit Union
Low-Income Designation
Member of FHLB
NCUA Insured Credit Union
Access to Electronic Services
  • Home Banking via Internet Website
  • Automatic Teller Machine (ATM)
  • Mobile Banking
  • Audio Response/Phone Based
Electronic Services
  • Account Balance Inquiry
  • e-Statements
  • Share Account Transfers
  • Download Account History
  • View Account History
  • Bill Payment
  • Share Draft Orders
  • New Loan
  • Loan Payments
Credit Union Programs
  • Mortgage Processing
  • Approved Mortgage Seller
Services & Products - Transactional
  • ATM/Debit Card Program
  • Money orders
Services & Products - Depository
  • No Cost Share Drafts
  • Business Share Accounts
  • Share Certificates with low minimum balance requirement
Services & Products - Other
  • Insurance/Investment Sales
  • No Cost Bill Payer
Services & Products - Financial Education
Services & Products - Credit
  • Overdraft Protection/ Courtesy Pay
  • Business Loans
  • Indirect Consumer Loans
  • Overdraft Lines of Credit
  • Real Estate Loans
  • Participation Loans
Branches in: Michigan


Carson City
Carson City Office
122 E Main St, Carson City, MI 48811
Wednesday Hours: 9:00 AM - 5:00 PM
Greenville West Office
10776 W Carson City Rd, Greenville, MI 48838
Wednesday Hours: 9:00 AM - 5:00 PM
Main Office
Main Office Location
510 S Dexter St, Ionia, MI 48846
Wednesday Hours: 9:00 AM - 5:00 PM
South Ionia Office
3081 Commerce Ln, Ionia, MI 48846
Wednesday Hours: 10:00 AM - 6:00 PM