PAC Federal Credit Union

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GENERAL INFORMATIONEdit Info
Main Phone Number
(248) 619-0440
Main Office Address
2889 E Maple Rd
Troy, MI 48083
Main Office Hours
Monday Hours: 9:30 AM - 5:00 PM

PAC Federal Credit Union was chartered on 02/03/1976. Headquartered in Troy, MI, it has assets in the amount of $104,158,059. Its 6,806 members are served from 2 branch locations. Deposits in PAC Federal Credit Union are insured by the NCUA.

MEMBERSHIP ELIGIBILITYEdit Info
1. Natural person, dues?paying members of the Polish American Congress, Michigan Division, who qualify for membership in accordance with the association's constitution and bylaws as of February 3, 1976, and who live in the State of Michigan;
2. Members of the St. Andrew Parish Community Credit Union as of June 30, 1983, the effective date of its merger with Polish American Congress of Michigan Federal Credit Union;
3. Members of the Polish Scouting Organization, located in Sterling Heights, Michigan, who qualify for membership in accordance with the association's constitution and bylaws as of February 24, 1993.
4. Members of the Foundation and Center of the 2nd Polish Corps at Orchard Lakes Schools, in Orchard Lake, Michigan, who qualify for membership in accordance with the organization's constitution and bylaws as of April 2, 1993;
5. Members of the American Polish Cultural Center, in Troy, Michigan, who qualify for membership in accordance with the organization's constitution and bylaws as of April 2, 1993;
6. Members of the American Polish Engineering Association in Madison Heights, Michigan, who qualify for membership in accordance with the association's constitution and bylaws as of
May 26, 1993;
7.Members of the Pope John Paul II Society, P.R.C.U.A. No. 1593, in Warren, Michigan, who qualify for membership in accordance with the association's constitution and bylaws as of May 12, 1994;
8.Spouses of persons who died while within the field of membership of this credit union;
9. Employees of this credit union;
10.Persons retired as pensioners or annuitants from the above employment;
11. Members of their immediate families; and
12. Organizations of such persons
ABOUT THIS CREDIT UNION
Edit Info
Charter Number
22280
Chartered On
Feb. 3, 1976
Number of Members
6,806
Assets
$104,158,059
CEO
John A Swidwinski
Credit Union Type
Federal Credit Union
Field of Membership
Multiple common bond - other
Low-Income Designation
Yes
Member of FHLB
Yes
NCUA Insured Credit Union
SERVICES & PRODUCTSEdit Info
Access to Electronic Services
  • Home Banking via Internet Website
  • Automatic Teller Machine (ATM)
  • Mobile Banking
Electronic Services
  • Account Balance Inquiry
  • e-Statements
  • Share Account Transfers
  • Download Account History
  • View Account History
  • Bill Payment
  • Share Draft Orders
  • Loan Payments
Credit Union Programs
  • Deposits and Shares Meeting
Services & Products - Transactional
  • ATM/Debit Card Program
  • Money orders
  • No surcharge ATMs
  • Check Cashing
Services & Products - Depository
  • No Cost Share Drafts
  • Business Share Accounts
  • Share Certificates with low minimum balance requirement
Services & Products - Other
  • No Cost Bill Payer
  • Bilingual Services
Services & Products - Financial Education
  • Financial Education
  • Financial Literacy Workshops
  • First Time Homebuyer Program
Services & Products - Credit
  • Micro Consumer Loans
  • Overdraft Protection/ Courtesy Pay
  • Risk Based Loans
  • Business Loans
  • Overdraft Lines of Credit
  • Real Estate Loans
  • Share Secured Credit Cards
  • Participation Loans
  • Credit Builder
BRANCH LOCATIONS (2)Edit Info
Branches in: Michigan

Michigan

Hamtramck
Hamtramck
11905 Joseph Campau St, Hamtramck, MI 48212
Monday Hours: 9:30 AM - 5:00 PM
Troy
Troy
Main Office Location
2889 E Maple Rd, Troy, MI 48083
Monday Hours: 9:30 AM - 5:00 PM