TCT Federal Credit Union

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GENERAL INFORMATIONEdit Info
TCT Federal Credit Union logo
Routing Number
221374984
Main Phone Number
(518) 884-7002
Main Office Address
416 Rowland St
Ballston Spa, NY 12020
Main Office Hours
Tuesday Hours: 9:00 AM - 5:00 PM

TCT Federal Credit Union was chartered on 01/01/1959. Headquartered in Ballston Spa, NY, it has assets in the amount of $159,017,824. Its 12,161 members are served from 4 branch locations. Deposits in TCT Federal Credit Union are insured by the NCUA.

ABOUT THIS CREDIT UNION
Edit Info
Charter Number
12957
Chartered On
Jan. 1, 1959
Number of Members
12,161
Assets
$159,017,824
CEO
Curt A Cecala
Credit Union Type
Federal Credit Union
Field of Membership
Multiple common bond - primarily educational
Low-Income Designation
No
Member of FHLB
Yes
NCUA Insured Credit Union
SERVICES & PRODUCTSEdit Info
Access to Electronic Services
  • Home Banking via Internet Website
  • Automatic Teller Machine (ATM)
  • Mobile Banking
  • Audio Response/Phone Based
Electronic Services
  • Account Balance Inquiry
  • e-Statements
  • Share Account Transfers
  • Download Account History
  • View Account History
  • Bill Payment
  • New Loan
  • Loan Payments
  • External Account Transfers
Credit Union Programs
  • Mortgage Processing
  • Approved Mortgage Seller
  • Deposits and Shares Meeting
  • Brokered Certificates of Deposit
  • Brokered Deposits (all deposits acquired through a third party)
Services & Products - Transactional
  • ATM/Debit Card Program
  • Money orders
  • No surcharge ATMs
  • Check Cashing
Services & Products - Depository
  • No Cost Share Drafts
  • Business Share Accounts
  • Share Certificates with low minimum balance requirement
Services & Products - Other
  • No Cost Bill Payer
  • Student Scholarship
Services & Products - Financial Education
  • In-School Branches
Services & Products - Credit
  • Micro Consumer Loans
  • Risk Based Loans
  • Business Loans
  • Overdraft Lines of Credit
  • Real Estate Loans
  • Share Secured Credit Cards
  • Micro Business Loans
  • Participation Loans
  • Indirect Business Loans
BRANCH LOCATIONS (4)Edit Info
Branches in: New York

New York

Ballston Spa
Milton
Main Office Location
416 Rowland St, Ballston Spa, NY 12020
Tuesday Hours: 9:00 AM - 5:00 PM
Cambridge
Cambridge
17 Gilbert St, Cambridge, NY 12816-2614
Tuesday Hours: 9:00 AM - 5:00 PM
Clifton Park
Clifton Park
520 Vischer Ferry Rd, Clifton Park, NY 12065
Tuesday Hours: 9:00 AM - 5:00 PM
Queensbury
Queensbury
4 Hunter Brook Ln, Queensbury, NY 12804-5858
Tuesday Hours: 9:00 AM - 5:00 PM