The Local Credit Union

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GENERAL INFORMATIONEdit Info
The Local Credit Union logo
Main Phone Number
(586) 264-1212
Main Office Address
39139 Mound Rd
Sterling Heights, MI 48310-2737
Main Office Hours
Monday Hours: 9:00 AM - 4:30 PM

The Local Credit Union was chartered on 07/22/1949. Headquartered in Sterling Heights, MI, it has assets in the amount of $94,746,103. Its 5,082 members are served from 1 branch location. Deposits in The Local Credit Union are insured by the NCUA.

MEMBERSHIP ELIGIBILITYEdit Info
A.ANY PERSONS WHO WORK OR LIVE IN MACOMB, OAKLAND, OR WAYNE COUNTY, MICHIGAN. Persons over the age of 55 receiving a pension or social security and living in the county or bordering counties to where our main office is located. Also, members and immediate families of the above.


39139 Mound Road, Sterling Heights, Michigan

ABOUT THIS CREDIT UNION
Edit Info
Charter Number
63342
Chartered On
July 22, 1949
Number of Members
5,082
Assets
$94,746,103
CEO
Joseph F Hallman
Credit Union Type
Federally Insured State-Chartered Credit Union
Field of Membership
Non-Federal Credit Union
Low-Income Designation
No
Member of FHLB
Yes
NCUA Insured Credit Union
SERVICES & PRODUCTSEdit Info
Access to Electronic Services
  • Home Banking via Internet Website
  • Automatic Teller Machine (ATM)
  • Mobile Banking
  • Audio Response/Phone Based
  • Kiosk
Electronic Services
  • Account Balance Inquiry
  • e-Statements
  • Share Account Transfers
  • View Account History
  • Member Application
  • Bill Payment
  • Share Draft Orders
  • New Loan
  • Loan Payments
  • New Share Account
  • Merchandise Purchase
  • External Account Transfers
Credit Union Programs
  • Brokered Certificates of Deposit
  • Brokered Deposits (all deposits acquired through a third party)
  • Investments not authorized by the FCU Act
Services & Products - Transactional
  • ATM/Debit Card Program
  • Money orders
  • Check Cashing
Services & Products - Depository
  • No Cost Share Drafts
  • Business Share Accounts
  • Share Certificates with low minimum balance requirement
Services & Products - Other
  • Insurance/Investment Sales
  • No Cost Bill Payer
Services & Products - Financial Education
  • Financial Counseling
  • Financial Education
  • Financial Literacy Workshops
Services & Products - Credit
  • Risk Based Loans
  • Business Loans
  • Indirect Consumer Loans
  • Overdraft Lines of Credit
  • Real Estate Loans
  • Share Secured Credit Cards
  • Micro Business Loans
  • Participation Loans
BRANCH LOCATIONS (1)Edit Info
Branches in: Michigan

Michigan

Sterling Heights
Main Office
Main Office Location
39139 Mound Rd, Sterling Heights, MI 48310-2737
Monday Hours: 9:00 AM - 4:30 PM