Founders Federal Credit Union

27 Branch Locations
Not Yet Rated
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27 Branch Locations
Main Phone:
(800) 845-1614
Main Office:
737 Plantation Rd
Lancaster, SC 29720
About Founders Federal Credit Union

Founders Federal Credit Union was chartered on Nov. 4, 1983. Headquartered in Lancaster, SC, it has assets in the amount of $1,700,187,805. Its 202,108 members are served from 27 locations. Deposits in Founders Federal Credit Union are insured by NCUA.

Chartered On:
Nov. 4, 1983
Charter Number:
Total Assets:
Deposit Insurance:
Number of Members:
Bruce A Brumfield
Member of FHLB:
Low Income Designation:
Institution Class:
Federal Credit Union - Multiple common bond - other
Access to Electronic Services
  • Audio Response/Phone Based
  • Home Banking via Internet Website
  • Mobile Banking
  • Automatic Teller Machine (ATM)
Credit Union Programs
  • Mortgage Processing
Electronic Services
  • New Loan
  • Remote Deposit Capture
  • Loan Payments
  • Member Application
  • Electronic Signature Auth./Cert.
  • Download Account History
  • Mobile Payments
  • Share Draft Orders
  • Bill Payment
  • Account Balance Inquiry
  • New Share Account
  • External Account Transfers
  • Share Account Transfers
  • e-Statements
  • View Account History
Services & Products - Credit
  • Overdraft Lines of Credit
  • Business Loans
  • Micro Consumer Loans
  • Share Secured Credit Cards
  • Risk Based Loans
  • Real Estate Loans
  • Interest Only or Pymt Option
  • Micro Business Loans
  • Debt Cancellation/Suspension
Services & Products - Depository
  • Business Share Accounts
  • No Cost Share Drafts
  • Share Certificates with low minimum balance requirement
Services & Products - Financial Education
  • In-School Branches
  • Financial Counseling
Services & Products - Other
  • No Cost Bill Payer
  • Insurance/Investment Sales
  • Bilingual Services
Services & Products - Transactional
  • Prepaid Debit Cards
  • ATM/Debit Card Program
  • No surcharge ATMs

Founders Federal Credit Union Locations & Hours

27 Founders Federal Credit Union Branch Locations
# of Branches
North Carolina 1
South Carolina 26


How do I pay my founders credit card online?

Log in to Founders Online, select Founders Pay, then Pay a Member and select “Make a single transfer to another member.” Fill out the fields and select the Loan option from the To Account Type dropdown. If you need to make a one-time payment to a Founders Credit Card, select the Credit Card option.

Is Founders Credit Union FDIC insured?

Bank, thrift and credit union deposits are insured by the FDIC or NCUA.

What is call24?

CALL24 is Bellwether's FREE 24/7 bank-by-phone service. Using your phone, an audio response system allows you to complete transactions, check balances and transfer funds between accounts. A Personal Identification Number (PIN) you set for each account, will protect your personal account information.

What is the routing number for Founders Federal Credit Union?

253279439Payroll Direct Deposit Provide your deposit account type (Checking or Savings), account number, Founders routing number (253279439) and other required information. Submit the completed form to your employer.

Reviews & Feedback

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Rate This Credit Union:
Not Yet Rated
Reviewer: Anonymous User
Date: May 11, 2018

Cristy Lopez, is unprofessional, and bad customer service. She doesnot,now her job.

Reviewer: Gloria Coe
Date: March 13, 2017

On 3/11/17 I was charged 32.00 for a wrongly applied overdraft fee. On 3/6/17 $232.-53.61=178.63; 178.63-32.00=146.73; 146.73-79.88=66.85 then there is a 32.00 overdraft fee but there was no overdraft there was a positive $66.85 in my account, if the 32.00 overdraft fee was not charged, but it was, which caused my balance to be $34.85 instead of $66.85. Then a transaction for -8.22=a positive balance of 26.63 (+32.00=58.63 not 26.63); then another overdraft fee for 32.00 for reasons unknown leaving -5.37 then 12.99 caused a -18.32 and another overdraft fee. This is ridiculous. On 3/11/17 there was no overdraft after the 79.88. I do not know how your company will attempt to manipulate the charges to validate these charges but math is an absolute science. 53.61+32.00+79.88+8.22+12.99=$186.70 those are my total charges. 232.34-186.70=$45.64. (a positive $45.64). What is stranger however is that I did attempt to overdraft the account on 3/11/17 but my transaction was denied in Nordstrom. I wasn’t feeling well but the store was having a clearance sale on Saturday, 3/11/17 so I went. I spent 3 hours locating sale items knowing that I had the overdraft option on my acct & $45 in my account. The erroneous $32.00 overdraft that was added to the acct precluded me from using my account to purchase those items causing me great embarrassment since several students that I teach & their parent were also in that same store while I was shopping. It is almost as if someone knew I was in the store with the intent of using the overdraft provision on my acct & intentionally placed the overdraft charge just to stop my purchase. Also, on 3/12/17, I called the restaurant to say that they overcharged me, in error but they told me that there is absolutely no way that my charges from them could be on my account because they do not submit the receipts for 48 hours but those charges are showing in my account as if that receipt was presented. Please. fix my acct, bring it in the positive immediately.