ORNL Federal Credit Union

32 Branch Locations
5.3 /10 7 Ratings
32 Branch Locations
Website:
htts://ornlfcu.com
Main Phone:
(865) 688-9555
Main Office:
221 S Rutgers Ave
Oak Ridge, TN 37830-6770
About ORNL Federal Credit Union

ORNL Federal Credit Union was chartered on Jan. 1, 1948. Headquartered in Oak Ridge, TN, it has assets in the amount of $1,604,163,843. Its 167,665 members are served from 32 locations. Deposits in ORNL Federal Credit Union are insured by NCUA.

Membership Eligibility

ORNL Federal Credit Union is a not-for-profit financial cooperative locally owned and operated by its members for the benefit of all who belong. Established in 1948 with 10 founding members, ORNL Federal Credit Union's assets have grown to over $1.5 billion and membership has grown to over 160,000. We continue to grow strong by providing our members the tools and accounts to help them save more and spend less.

Open to all businesses and anyone who lives, works, worships, or attends school in the 16 counties of Central East Tennessee, ORNL Federal Credit Union currently serves members in 32 branches located throughout Anderson, Blount, Campbell, Hamblen, Knox, Loudon, Monroe, Roane, Sevier and Union counties.

Chartered On:
Jan. 1, 1948
Charter Number:
5797
Total Assets:
$1,604,163,843
Deposit Insurance:
NCUA
Number of Members:
167,665
CEO:
Colin Anderson
Member of FHLB:
Yes
Low Income Designation:
Yes
Institution Class:
Federal Credit Union - Community credit unions
ORNL Federal Credit Union Routing Numbers

ORNL Federal Credit Union has 1 routing number.

Routing #
Type
Description
264281416
Access to Electronic Services
  • Home Banking via Internet Website
  • Mobile Banking
  • Audio Response/Phone Based
  • Automatic Teller Machine (ATM)
Credit Union Programs
  • Approved Mortgage Seller
  • Mortgage Processing
Electronic Services
  • View Account History
  • Account Aggregation
  • Loan Payments
  • New Loan
  • Bill Payment
  • Member Application
  • e-Statements
  • Share Account Transfers
  • Download Account History
  • Mobile Payments
  • New Share Account
  • External Account Transfers
  • Account Balance Inquiry
  • Share Draft Orders
Services & Products - Credit
  • Overdraft Lines of Credit
  • Micro Consumer Loans
  • Participation Loans
  • Risk Based Loans
  • Real Estate Loans
  • Overdraft Protection/ Courtesy Pay
  • Indirect Business Loans
  • Interest Only or Pymt Option
  • Micro Business Loans
  • Debt Cancellation/Suspension
  • Indirect Consumer Loans
  • Business Loans
Services & Products - Depository
  • Business Share Accounts
  • Share Certificates with low minimum balance requirement
  • Health Savings Accounts
  • No Cost Share Drafts
Services & Products - Financial Education
  • Financial Literacy Workshops
  • First Time Homebuyer Program
  • Financial Counseling
  • Financial Education
Services & Products - Other
  • Insurance/Investment Sales
  • Student Scholarship
  • No Cost Bill Payer
  • Bilingual Services
Services & Products - Transactional
  • Money orders
  • Check Cashing
  • ATM/Debit Card Program
  • No surcharge ATMs

ORNL Federal Credit Union Locations & Hours

FAQ

What does ORNL Bank stand for?


a financial cooperative ORNL Federal Credit Union (FCU) is a not-for-profit member-owned financial cooperative benefiting all who belong. Our Dream is to be the best financial partner for our members by delivering unparalleled, enhanced member value.


What is ORNL FCU routing number?


ORNL Federal Credit Union ROUTING NUMBER: 264281416. More... The 160,000+ members of ORNL FCU account for over .0 billion in assets. Our community Credit Union provides financial services to anyone who lives, works, worships, or attends school in the 16 counties of Central East Tennessee.


What is ORNL Federal Credit Union?


ORNL Federal Credit Union has been open since 1948. It's the 4th largest credit union in Tennessee with assets totaling .26 Billion and providing banking services to more than 170,000 members. Membership: The credit union is a community-based financial institution.


What is ORNL Federal Credit Union?


ORNL Federal Credit Union has been open since 1948. It's the 4th largest credit union in Tennessee with assets totaling .26 Billion and providing banking services to more than 170,000 members. Membership: The credit union is a community-based financial institution.


What does ORNL Bank stand for?


a financial cooperative ORNL Federal Credit Union (FCU) is a not-for-profit member-owned financial cooperative benefiting all who belong. Our Dream is to be the best financial partner for our members by delivering unparalleled, enhanced member value.


What is my ORNL account number?


ORNL Federal Credit Union ROUTING NUMBER: 264281416.


What does ORNL Bank stand for?


a financial cooperative ORNL Federal Credit Union (FCU) is a not-for-profit member-owned financial cooperative benefiting all who belong. Our Dream is to be the best financial partner for our members by delivering unparalleled, enhanced member value.


What is ORNL Federal Credit Union?


ORNL Federal Credit Union has been open since 1948. It's the 4th largest credit union in Tennessee with assets totaling .26 Billion and providing banking services to more than 170,000 members. Membership: The credit union is a community-based financial institution.


What does ORNL Bank stand for?


a financial cooperative ORNL Federal Credit Union (FCU) is a not-for-profit member-owned financial cooperative benefiting all who belong. Our Dream is to be the best financial partner for our members by delivering unparalleled, enhanced member value.


What is my ORNL account number?


ORNL Federal Credit Union ROUTING NUMBER: 264281416.


What is ORNL Federal Credit Union?


ORNL Federal Credit Union has been open since 1948. It's the 4th largest credit union in Tennessee with assets totaling .26 Billion and providing banking services to more than 170,000 members. Membership: The credit union is a community-based financial institution.


What does ORNL Bank stand for?


a financial cooperative ORNL Federal Credit Union (FCU) is a not-for-profit member-owned financial cooperative benefiting all who belong. Our Dream is to be the best financial partner for our members by delivering unparalleled, enhanced member value.


Reviews & Feedback

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8 Comments
5.3 /10 7 Ratings
1 /10
Reviewer: Anonymous User
Date: Dec. 1, 2016

Twenty-five years ago, the ORNL credit union acted like a true "member-owned" credit union with wonderful small-town customer service. They have had a big turnover in leadership over the years and their customer service has been horrible for years now. For the past three days, I have been trying to get a problem resolved with Member Services regarding a couple of fraudulent charges on my debit card. It is like trying to swim through mud. Their systems are constantly down and the customer service sucks.

Reviewer: marilyn Hicks
Date: Sept. 16, 2016

TERRIBLE !!! Ever since my branch of ORNL left Rockwood I have had to deal with the Kingston branch. They are RUDE and inefficient when it comes to their job... I have been charged with Fees that I was never charged before, their hours are shorter and and and as if it's not bad enough that it's nearly 15 miles for me to have to drive there now from Rockwood I get charged for using the TVA ATM that they sent me an e-mail stating that TVA wouldn't charge ORNL customers for..Way to go ORNL Kingston branch !!!I just hope that someday soon the kingston branch gets shut down like the one in Rockwood !!!ORNL YOU REALLY SCREWED A LOT OF CUSTOMERS WHEN YOU CLOSED THE ROCKWOOD BRANCH !!! AND IN CASE YOU DIDN'T GET MY NAME AT THE TOP OF THIS REVIEW IT'S MARILYN HICKS !!!! I'm NOT ASHAMED TO SHOW MY NAME LIKE THE MOST PEOPLE !!!!

2 /10
Reviewer: Anonymous User
Date: Aug. 24, 2016

Location is not prepared to deal with the increased number of customers since closing the Rockwood branch

2 /10
Reviewer: Bill Clowers Jr.
Date: June 24, 2016

I've been a member for over 40 years and it seems that the management does not care a lot about the members.
they closed the cu in walmart rockwood and are trying to send everyone to kingston. That is to far to go for me. They told me that it wasn't generating enough business so we had to go to kingston. The kingston branch is now the only one in roane county. Anderson county has five branches. Go [email protected]!

10 /10
Reviewer: Darlene Arden
Date: June 22, 2016

Everyone at this location is very nice, & friendly. I work at the Kroger, & I've never seen an unhappy customer.

10 /10
Reviewer: Jeff Brown
Date: March 11, 2016

Everyone is always friendly and I like how much longer they are open, which probably stinks for those working but they don't show it.

10 /10
Reviewer: F Kappelmann
Date: Feb. 15, 2016

I have had an account with ORNL since I was a teenager. I haven't had one problem with them. They have helped me with loan s, accounts, been totally courteous and helpful. to bad this scale only goes to 5 cause I'd have to give them a 10

2 /10
Reviewer: Anonymous User
Date: Feb. 4, 2016

I would not recommend this credit union. I have been a long time member, but it is time to take my money somewhere else. The loan officers are extremely stingy and not willing to work with you, regardless of if you have an excellent financial situation or not. Also, beware if you have the credit union managing your investments...how does 4% fees sound? Make sure you read the fine print if you plan on doing any business with this credit union.