Smart Financial Credit Union

21 Branch Locations
Not Yet Rated
21 Branch Locations
Main Phone:
(713) 850-1600
Main Office:
6051 N Course Dr
Houston, TX 77072-1667
About Smart Financial Credit Union

Smart Financial Credit Union was chartered on April 3, 1934. Headquartered in Houston, TX, it has assets in the amount of $608,013,707. Its 76,050 members are served from 21 locations. Deposits in Smart Financial Credit Union are insured by NCUA.

Membership Eligibility

Anyone who lives, works, or attends school in Fort Bend, Harris or Montgomery Counties, Texas; Employees of 300 private companies; Houston-area educators

Chartered On:
April 3, 1934
Charter Number:
Total Assets:
Deposit Insurance:
Number of Members:
Gary Tuma
Member of FHLB:
Low Income Designation:
Institution Class:
Federally Insured State-Chartered Credit Union
Smart Financial Credit Union Routing Numbers

Smart Financial Credit Union has 1 routing number.

Routing #
Access to Electronic Services
  • Home Banking via Internet Website
  • Automatic Teller Machine (ATM)
  • Audio Response/Phone Based
  • Mobile Banking
Credit Union Programs
  • Mortgage Processing
  • Investments not authorized by the FCU Act
Electronic Services
  • New Loan
  • Electronic Signature Auth./Cert.
  • Remote Deposit Capture
  • Member Application
  • Download Account History
  • Loan Payments
  • Share Draft Orders
  • View Account History
  • Bill Payment
  • New Share Account
  • Account Balance Inquiry
  • e-Statements
  • Internet Access Services
  • Share Account Transfers
Services & Products - Credit
  • Overdraft Lines of Credit
  • Business Loans
  • Share Secured Credit Cards
  • Participation Loans
  • Risk Based Loans
  • Real Estate Loans
  • Indirect Mortgage Loans
  • Overdraft Protection/ Courtesy Pay
  • Credit Builder
  • Debt Cancellation/Suspension
  • Indirect Consumer Loans
Services & Products - Depository
  • Business Share Accounts
  • No Cost Share Drafts
Services & Products - Financial Education
  • In-School Branches
  • Financial Education
Services & Products - Other
  • No Cost Bill Payer
  • Bilingual Services
Services & Products - Transactional
  • ATM/Debit Card Program
  • Money orders
  • Check Cashing

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